Discover® Personal Loans

Lender Summary

Get a fixed-rate Discover® personal loan up to $35,000. You could save hundreds – or even thousands – of dollars on interest by consolidating your higher rate debt with a Discover personal loan. Although paying down debt can be tough, we can make it easier. We’ve helped more than 1 million people reach their goals. A personal loan from Discover can be an ideal solution for individuals with good credit and a strong financial history. With $0 origination fees, you’ll receive 100% of your approved loan amount. Lock in a fixed rate. Your interest rate is fixed for the life of the loan – simplify your budget with one set regular monthly payment. It’s easy to get started now and you could get a same-day decision in most cases

What they're saying

Ratings & Reviews
1592 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Seamless experience, reasonable rates

I'm a current Discover credit card customer and have always been pleased with them, so I figured this would be a good experience, and it was. The rate was competitive, the process was quick, and the money was sent directly to my creditor. Easy to understand agreement, and no fees! Definitely recommend.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

It was a good experience

Easy process, approved fairly quickly and funds were applied within days. Excellent service, thanks to lending Tree.

  • Closed with Lender:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

I would not do it again

Very disappointed with the whole experience, after I gave away all my personal data I didn't get an answer back, I had to call and find out I was rejected, which is perfectly fine (although I was assured many times during the application process that I will get the loan) but I was expecting them to contact me, send me a letter or at least an email with some exp***********.and nothing happened. I would not recommend this to any of the people I care for.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Discover® Personal Loans

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