LightStream

Lender Summary

LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.

What they're saying

Ratings & Reviews
360 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Good
  • Responsiveness
    Good
  • Customer Service
    Good

Review Breakdown

Excellent interest rate and good term

I had tried several lenders referring from LendingTree. LightStream provide the best experience and seamless process to complete the personal loan

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

BAD EXPERIENCE

Unfortunately I read some reviews, a short time after I submitted the application. This company showed and offered the best rate so clicked on Lightstream. I have owned and paid two homes, Also currently own a home with good equity. Numerous car loans paid perfectly, my last car just finished paying 3 months ago. I was already approved at my credit union for $35k which is what i requested and was offered up to $70k no problem, I was simply looking for something even better. Solid credit 738 Beacon. Make $120k a year, 6 years on the job. They declined. Waste of time. Not good for my credit. This bank Sucks. That Simple.

  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

Very simple process

I applied for a personal loan on Monday. I was approved on Tuesday. The money was in my account on Friday morning per my request. Incredibly easy, quick, and I didn’t even have to leave my home. I highly recommend!!!

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review
×

Thank you for sharing your experience

Here are a few tips for writing a top-notch review for a company in our marketplace:

Do
Don't

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

LightStream

Let's answer a few short questions and see what offers LightStream and other lenders may have for you.